moving into a shipping container, but staying put

Living in a container?
This is not what Scott Crosby imagined for his family of five.
But they will have this experience this month.
The Crosby family moved from San Francisco to their hometown of San Diego.
They will live in a small beach bungalow they own.
1,100 square feet of three bedrooms and one bathroom-
This is not a big space for a couple with three young daughters.
This prospect leads
Crosby, 45, started a software company and was acquired by Google.
He is looking for an affordable way to increase the space of the house, which has a large backyard, when he sees a photo of a small house made of recycled containers in a magazine.
It is by the United States Montainer (
Rhyme with the container)
Misurah in Monte
\"I think it\'s perfect for us,\" he said . \"Crosby.
\"So I called up the website on my phone and ordered one.
It\'s simple death. ”Mr.
Crosby saved $2,500 for $65,000 for 24foot-long, 8-foot-
Provide extra bedrooms, living rooms, bathrooms and wide containers for his family.
This container is made of Corten steel. It is Marine.
Corrosion grade-
It is used to build bridges and boats and is very strong. Mr.
Crosby says the simplicity of the ordering process is ultimately what he sells at home.
\"I don\'t have to make any decisions about the layout, the appliances I need,\" he said . \".
\"I just bought it by clicking a button.
\"Montainer is the beginning.
Using the \"small house\" campaign, this is driven by those who want to live a life that is smaller, more simplified, and has less impact on the environment.
Ryan Mitchell, creator of life.
Com and the small house conference said the popularity of these houses was also driven by people who needed affordable housing.
According to the Joint Center for Housing Research at Harvard University, nearly half of the U. S. Rent r will spend more than 30% of its income on housing.
The national housing ownership rate is 64.
5%, down 2014 for the eighth consecutive year.
The Small House conference, which began in 2014, attracted 400 people this year, more than twice as much as last year.
\"I do think the interest is more than just a reaction to the recession, because if that\'s the case, my numbers will go down ,\"Mitchell said.
\"But my website traffic has quadrupled since the recession.
I have millions of tourists every year.
\"In Jackson haus, a Jackson Hole, Wyo.
The company, which has been producing custom-built small houses since 2007, owner and founder Jamie McKay said revenue has tripled over the past three years.
Its home covers an area of 400 to 1,500 square feet and costs $89,000 to $295,000.
Montainer began in 2013 when chief executive Patrick Collins and other founders of the company, Thomas Finch, Joel Egan and Matt •
In the first year, the site received 1,200 enquiries from potential buyers.
\"Since then, the site has about 12,000 unique visitors a month, and we have 50,000 followers on Facebook . \"Collins said.
Montainer home consists of one or several recycled containers, what the company calls modules, which provide about 10 configurations.
The modules are available in multiple sizes, but are generally 20 or 40 feet long.
Both lengths are 8 feet wide and 9. 5 feet tall. The 20-
160 square feet of space in walking container, 40-
The container is 320 square feet.
The design inside is either a complete home or an integral part of a home (
For example, a module may be a bedroom, a living room, and a bathroom).
Customers who want a bigger house can assemble several modules such as Lego bricks together. Collins said.
Montainer will produce 15 houses this year and will produce 30 to 50 next year, according to the reservation.
The most common order is-module home.
Most of Montainer\'s customers are on the west coast, and housing is very expensive in Seattle and the Bay Area.
Because in the United States, most of the small homes are made of wood, the use of recycled materials left a deep impression on Montainer\'s home.
\"I like the fact that they take something that has been discarded and find a new use for it,\" Mr. Crosby said.
Houses built in containers are not common, but have been done before.
Keetwonen is a container housing project in Amsterdam that was built in 2006.
Montainer house, unlike small homes in other companies, has no wheels.
Wheels allow owners to basically park their houses where they can park, Derek Di, founder of little home company relaxshack and author of the upcoming book \"mini Sanctuary\"
\"Montainer\'s house is installed on the foundation and must comply with local building codes and licensing requirements.
The licensing process can be daunting, so the company realizes that it has to deal with the process for its customers to succeed. Mr.
Collins said Montainer\'s residence also meets the building code requirements of almost every jurisdiction in the United States.
Family and attached homes. (
If a license is not available, the customer\'s deposit will be refunded. )
The house is fully allowed to be built and delivered and ready for installation.
Financing is another problem.
Montainer wants to sell the house to mainstream buyers who can\'t afford it,
Collins knew that this would not happen unless his client was able to get a mortgage.
However, traditional bank loans are often not available for small houses due to their size and novelty in the market.
As a result, Montainer\'s customers had to pay in cash, and some of them used housing equity loans, which limited the market.
Greg McBride, chief financial analyst at Bankrate, said: \"Many lenders will not issue housing loans for less than $100,000 because there is no profit . \". com.
Micro-housing loans cannot be securitized, he said.
Lenders sell loans to investors as part of a mortgageSecurity Guarantee
\"These houses are too small to be regular, so the bank takes all the risks of the property,\" he said . \".
\"It also means that if the loan is not paid, the bank cannot expect to sell the property to recover the loan because the housing market has not been well established. ”Mr.
Mr. Collins said Montana was in talks with credit unions in Montana and Washington state to finance customers.
\"We know that it will take time for such houses to be recognized from the standard mortgage underwriting market, but that will change as customers buy and resell them,\" he said. Collins said.
\"Now, in any case, there is no shortage of people willing to buy in cash.
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